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Problems With the home affordable refinance Program – Your mortgage must be owned by Fannie Mae or Freddie Mac.Other types of loans do not qualify for HARP. You can look up your loan online to see if it is held by Fannie Mae or Freddie Mac by going to the loan lookup tools on the Making Home Affordable website.; Your loan must have originated prior to June 1, 2009.

7 Questions Everyone Asks About The HARP Refinance Loan – Yes, you can refinance with HARP if you have a second mortgage. However, in accordance with HARP guidelines, you cannot combine your two mortgages in a cash-out refinance. To refinance your first mortgage via HARP, but leave your second mortgage unchanged,

Home Affordable Refinance Program – Wikipedia – HARP 2.0 and PMI. HARP requires the new loan to provide the same level of mortgage insurance coverage as the original loan. This can be difficult and time-consuming, especially in the case of lender-paid private mortgage insurance (LPMI). As a result, many lenders are reluctant to refinance a PMI mortgage.

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What Is HARP? | realtor.com – Homeowners who want to refinance their mortgage to take advantage of today’s record-low interest rates may have stumbled across the term "HARP." So what is HARP and what does it stand for? The.

What is a HARP Mortgage? – Movoto Real Estate – What is a HARP mortgage?In response to the number of foreclosures after the housing bubble burst in 2008, the Federal Housing finance agency started the Home Affordable Refinance Program (HARP).