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Should you roll your student loans into a mortgage? – "You’re taking this big chunk of student loan debt and getting rid of it." Really, though, you are attaching that debt to your home in place of equity. It’s a move that. and affordable housing.

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Fixed-Rate Loan Option at account opening: You may convert a withdrawal from your home equity line of credit (HELOC) account into a Fixed-Rate Loan Option, resulting in fixed monthly payments at a fixed interest rate. The minimum HELOC amount that can be converted at account opening into a Fixed-Rate Loan Option is $15,000 and the maximum amount that can be converted is limited to 90% of the maximum line amount.